Antony Holmes

Hello, I am the The Polite Investor, a polite Englishman that has been living in the US for 10 years.

Although I have always been interested in personal finance and investing, once my employer enrolled me in their retirement plan, I thought it was time to get serious and figure out how the American financial system works to make sound investment choices.

I started this site to document my financial journey and offer my opinions to help others. Perhaps you might learn something from my experiences and together we can all try to lead better financial lives.

I believe the key to building wealth is disiplined saving and investing coupled with a somewhat minimalist lifestyle. You don't need stuff and you should have a healthy skepticism towards activities your peers engage in: mortgages, expensive cars, expensive vacations. You'll find a little bit of my personal philosophy peppered throughout the site.

I hope you feel welcome here. Take what you find useful and leave the rest. Pass on what you’ve learned to your friends. May you find the financial success you deserve.

Want to say hello? Email me.